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Use a bank by yourself?

One problem is that most people have a hard time settling on a single option. Which financial institution? Which product are you interested in? There is a wide variety of choices available, and the market is dynamic because both the Reserve Bank and individual banks can change official interest rates.

Decision-making becomes more difficult as options multiply. Trying to make sense of it all might be a challenge. And it can be a significant time commitment. A mortgage broker will help you navigate the process and discover a loan that works for you rather than the bank. After that, the broker will handle all communications with the lender on your behalf until your application is finally approved.

As such, it makes perfect sense to use a broker. All day, every day, we do this. We're familiar with the lending institutions and the products they offer, and we keep up of any developments in lender policies and offerings. If you need assistance deciding, we're here to help.